More capacity.
Less headcount.

Straightforward 1040s with limited forms and minimal complexity.

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These are clean, low-variation returns where the documents are standard and the filing is typically single-state. They can include:

• Wage income (W-2)
• Standard deduction or basic itemizing
• Common interest/dividend income (simple 1099-INT / 1099-DIV)
• Basic credits (e.g., dependent credits)
• Single-state resident filing
• One or two standard tax documents with no special schedules

Most individual returns with common income and deductions.

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These are straightforward returns with the kinds of documents nearly every taxpayer has. They can include:

• Wage income and simple 1099s (interest, dividends, or retirement distributions)
• Mortgage interest, property taxes, and charitable donations
• Education, premium tax, or dependent credits
• One or two simple investment or retirement accounts
• Resident single-state filings

Returns with multiple income streams, investments, and added complexity

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These are complex returns that include layered income types, more schedules, or multi-state elements. They can include:

• Investment or brokerage activity with multiple 1099-Bs, including form 8948
• Rental properties, self-employment, or small business income and QBI
• Multiple K-1s (1065, 1041, and 1120S K-1s) and K-3s
• Stock options, carryovers, or foreign tax credits
• Multi-state filings or part-year resident state filings
• Form 4562 depreciation/depletion schedules and auto expense records

High-net-worth or specialized scenarios that require extra depth and precision

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Ultra-complex individual returns, often involving cross-border or high-volume activity. They can include:

• Highly complex K-1s, trusts, or multi-entity holdings
• Foreign income and multi-FBAR filings
• Alternative Minimum Tax (AMT) or complex carryovers
• Non-resident or international client filings