How does Filed determine if a return is 1, 2, or 3 Credits?

Filed runs a complexity check at upload and shows you the estimated Credits before submission.

The estimator looks at forms/schedules (e.g., 1099-B volume, K-1s, Schedule E/C, multi-state, carryovers) and maps them to typical CPA effort. If complexity changes during processing, Filed pauses before completion, explains why, and asks you to confirm the updated Credit count.

return complexity estimator, how credits are decided
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